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Beta Disclaimer

Your access to and use of effortless.fi's financial software is currently provided as part of a beta release. As beta software, this version is still under active development and may contain errors, bugs, or other issues that could affect its functionality, reliability, or accuracy. We encourage users to be cautious when relying on the software’s features and acknowledge that data accuracy cannot be guaranteed.

Limitation of Liability for Beta Software

By participating in this beta, you agree to hold effortless.fi, its officers, employees, agents, and affiliates harmless from any losses, damages, or claims arising from your use of the beta software. To the maximum extent permitted by applicable law, effortless.fi is not liable for any incidental, consequential, or indirect damages related to your use of this beta software. This includes, but is not limited to, financial losses, lost profits, or damages arising from errors or omissions within the software.

Terms of Service

1. Acceptance of Terms

By accessing or using effortless.fi, you agree to comply with these Terms of Service ("Terms"). If you do not agree, please refrain from using the service.

2. Services Offered

effortless.fi provides tools for managing financial information, including tracking income, expenses, investments, and other assets. Our service helps users visualize their financial status and trends over time.

3. User Responsibilities

You are responsible for keeping your account information secure. You agree to use the service solely for finance management and not for unlawful activities. You agree to provide accurate information when connecting accounts or entering data.

4. Data Privacy

We respect your privacy and believe your data belongs to you. At effortless.fi, we don’t sell your data and are committed to protecting your information. Our Privacy Policy describes in detail how we collect, use, store, and share your information — including how we handle Google user data if you use the Google Drive integration — and is incorporated into these Terms by reference.

5. Third-Party Services

Our service may integrate with financial institutions and third-party applications. We do not assume responsibility for the data accuracy provided by third parties or their practices.

Google Drive. The service offers an optional integration that lets you import files from your Google Drive into your effortless.fi document vault. Access is read-only and limited to the specific files you explicitly select through the Google file picker; we copy those files into the service at your request and do not otherwise access your Google Drive. Our use of information received from Google APIs adheres to the Google API Services User Data Policy, including the Limited Use requirements. See the "Google User Data" section of our Privacy Policy for a full description of the data accessed, how it is used and stored, and how to revoke access.

6. Account Suspension and Termination

We may suspend or terminate your access to the service at our discretion.

7. Disclaimer of Warranties

effortless.fi is provided on an "as-is" and "as-available" basis without warranties of any kind. We do not guarantee accuracy, reliability, or availability.

8. Limitation of Liability

effortless.fi is not liable for any damages arising from the use or inability to use our service.

9. Modifications to Terms

We may modify these Terms from time to time. It is your responsibility to review this page periodically for the latest updates. Your continued use of the service indicates your acceptance of any updated terms.

10. Contact Information

For any questions about these Terms, please contact hello@effortless.fi

Indemnification

As a user, you agree to indemnify and hold effortless.fi harmless from any and all claims, damages, liabilities, costs, and expenses, including attorney’s fees, arising out of or in connection with your use of the software, your violation of these terms, or your breach of any representation or warranty herein.